This article is deemed a must-read by one or more of our expert collaborators. Severe heat kills more people in the United States than any other hazardous weather-related event. As climate change accelerates, the sweltering heat will become much more extreme, and the associated mortality rate will…
This article is deemed a must-read by one or more of our expert collaborators. The COVID-19 pandemic has disproportionately affected Native American, Alaska Native, and Native Hawaiian homeowners. According to the US Census Bureau, there are 2.1 million Native households in the United States. Of these,…
This article is deemed a must-read by one or more of our expert collaborators. Testimony of Alliance CEO, Nan Roman, to the U.S. House of Representatives Financial Services Committee (Subcommittee on Housing, Community Development and Insurance) at the Housing America: Addressing Challenges in Serving People…
Assistant Director Stephen Menendian presented the Institute’s recent groundbreaking research on the harmful effects of restrictive zoning in the San Francisco Bay Area in this panel organized by SPUR on…
This article is deemed a must-read by one or more of our expert collaborators. The nation’s affordable housing shortage affects millions of people with low wages, but for people with disabilities, finding quality housing they can afford is even harder. One in 4 adults in the…
This article is deemed a must-read by one or more of our expert collaborators. Minority communities disproportionately feel the negative effects of gentrification, a new study finds. Residents of these communities have fewer options of neighborhoods they can move to compared to their white…
This article is deemed a must-read by one or more of our expert collaborators. The reserve fund the Federal Housing Administration (FHA) holds to cover losses—the Mutual Mortgage Insurance (MMI) Fund—is substantially overfunded (PDF), and some housing experts have called for cutting the monthly mortgage insurance premium (MIP)…
This article is deemed a must-read by one or more of our expert collaborators. Special purpose credit programs (SPCPs)—which allow banks to offer credit on favorable terms to borrowers who have suffered economic disadvantage and share common characteristics (e.g., race or income)—could provide the kind…
This article is deemed a must-read by one or more of our expert collaborators. Despite historically low interest rates, not everyone can access capital to buy or fix a home or switch to a lower-interest loan. According to the most recent Home Mortgage Disclosure Act (HMDA)…
Giving Compass’ Take: • Data from New York City shows that Black and Latinx people, already disproportionately impacted by the pandemic, will be most impacted by the end of the…
This article is deemed a must-read by one or more of our expert collaborators. Use Targeted Universalism as a Policy Framework An alternate approach to addressing homelessness is acknowledging the complex role that race plays in housing displacement, and designing a targeted universal approach…
This article is deemed a must-read by one or more of our expert collaborators. Housing is integral to our collective wellness and overall public health, as is the food we eat. Food and housing are the two most significant social determinants of health and…